Conventional Loans

Conventional Loans

Carrington Mortgage Services has a variety of conventional loan programs available with features, terms and benefits to meet our customers' specific needs.

Features:

  • Maximum loan amounts (may vary by location):
    • One family dwelling $417,000
    • Two family dwelling $533,850
    • Three family dwelling $645,300
    • Four family dwelling $801,950

Terms:

  • 30 year fixed rate*
    • Monthly principal and interest payment never changes
    • Safety and security in knowing what your payment will be in the future
  • 15 year fixed rate*
    • Monthly principal and interest payment never changes
    • Safety and security in knowing what your payment will be in the future
    • Loan will be paid off in half the time as a 30 year fixed rate loan
    • While the monthly payment is higher than a 30 year fixed rate loan, the interest rate is typically less
  • 5 year adjustable (ARM)
    • Initial interest rate adjusts and becomes variable after the 5 year fixed rate period
    • Lower interest rate than 30 year fixed rate loan during the first 5 years
  • 7 year adjustable (ARM)
    • Initial interest rate adjusts and becomes variable after the 7 year fixed rate period
    • Lower interest rate than 30 year fixed rate loan during the first 7 years

*Note: A Carrington Mortgage Fixed Rate Loan may be the right choice for a refinance if:
- The interest rate on your current loan is higher than what is available now
- The interest rate on your current loan is adjustable and a fixed rate loan is preferred

 

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Contact Information

Blue & Gold Realty Team
Carrington Real Estate Services
505 Merchant Street
Vacaville CA 95668
(707) 447-5000
(800) 459-4813
Fax: (707) 471-6591
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Licensed by the California Bureau of Real Estate: BRE License # 1397744 & 01845712.
Carrington Mortgage Services, LLC (CMS) headquartered at 1600 South Douglass Road, Suites 110 & 200-A, Anaheim, CA 92806. NMLS Unique Identifier #2600.

 

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